Financial Oversight ≠ Financial Education

The stock market began its recent slide on July 22, just a day after the new Consumer Financial Protection Bureau went live. It’s an ironic twist. The bureau, authorized by the Dodd-Frank Reform Act last year, is supposed to …

Help, I’ve Been Downgraded by S&P

Just got word from Standard & Poors. I’ve been downgraded. So have you. The firm has blamed bickering politicians in Washington for forcing it to lower the rating on U.S. Treasury bonds to AA —U-S-A-A! U-S-A-A!— from the highest, triple A ranking, but in neighborhoods all over America, people are getting along just fine. And …

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