Young workers don’t save enough. But those that participate in a 401(k) plan are doing a pretty good job of managing their assets, thanks in big part to one-decision target-date mutual funds.
Decision Making
Better Start Saving: U.S. Health Awesome — After Age 75
A sobering new health report shows that Americans lag peer nations–until they retire.
New Mortgage Rules: Protection From Banks, or Ourselves?
The government is set to unveil new rules pushing mortgages down a more conservative path. Is it the banks we’re worried about? Or our own behavior?
Is Most Personal Finance Advice Useless? Author Exposes Industry’s ‘Dark Side’
According to a new book digging into the curious history and modern-day big business of personal finance, much of the advice doled out by “experts” in books, on Oprah Winfrey‘s couch, and on their own TV shows is simplistic, …
Can Electronic Cigarettes Challenge Big Tobacco?
NJOY’s King is the first e-cigarette that looks (and feels and smokes) like the real thing. It’s put traditional cigarette makers on notice.
What’s Hot on the Dating Scene? Good Credit
The hottest prospects on today’s dating scene don’t just have great abs; they have a great credit score.
9 Handy Financial Rules of Thumb
A rule of thumb is a general guideline, an easy way to approximate a value quickly. But it’s not meant to be completely accurate.
The Top Money New Year’s Resolutions for 2013
New Year resolutions aren’t just about losing weight and quitting smoking. Money habits have crept to the top of many lists.
Top Grinchiest Stories of the 2012 Holiday Season
Given the number of recent Grinch-like thefts and other Grinch-like actions that have ruined Christmas for some, it looks like there are indeed people whose hearts are two sizes too small. Here’s a roundup of this season’s …
Beware Panic Shopping! How to Make a Last-Minute Gift Count
With just days until Christmas three-quarters of adults still have shopping to do. History tells us they will waste their money. Here’s how to make a last-minute gift matter.
Going Back to Work? Look for Companies Offering a ‘Returnship’
A thriving industry has sprung up around people 40-plus going back to work or switching careers. The newest wrinkle is something called a “returnship,” which is practiced at a handful of leading companies including Goldman Sachs and Sara Lee.
Why Limiting the Charity Tax Deduction Won’t Destroy Charities
Democrats worry that a GOP proposal to curb deductions for charitable giving would crush the finances of key nonprofits. It wouldn’t. People give for dozens of reasons that have nothing to do with tax savings.