Holiday spending is down. Good. Here are five ways to spend on your future before you give in to the Santa impulse.
Decision Making
Helping Your Family Doesn’t Have to Mean You Can’t Retire
More than 60% of people past the age of 50 provide financial support to an adult family member. Almost no one plans for it.
How to Manage a Loved One’s Financial Affairs
Taking the reins from an elderly family member can lead to discord. Here’s a 4-point guide to doing it right.
Financial Education Is All the Rage but Does it Work?
Reaching consumers with advice and information just before making a financial decision is the new target. But is that really more effective than teaching personal finance in K-12?
Student Loans Are Becoming a Drag on the US Economy
The CFPB’s student loan ombudsman draws parallels with mortgage crisis and says student debt is hurting the housing market and the economy.
Seeking Shelter from Stock Swings Savers Take on a Different Kind of Risk
Ducking the market risk that comes with owning stocks, three generations of savers are signing up for another risk: missing out on the growth they need to save a decent nest egg.
Giving Back: How Retiring Boomers Get the Rush They Crave
America is the most giving nation on earth as it relates to charities. Here’s how philanthropy is changing for boomers.
Baby-Tooth Bubble: Has the Tooth Fairy Lost Her Mind?
The Tooth Fairy is one girl gone wild. Some kids are getting $50 a tooth and the average bounty is up 42% in two years. Here’s what the trend says about the economy and our collective parenting skills.
Good Jobs, Lots of Dollar Stores: The U.S.’s Best Cities for Cheapskates
Which American cities are best for folks who prefer to keep tight hold of their money? Don’t go looking anywhere along the coasts.
Report: Fix Social Security Now–or Pay a Stiff Price
A bipartisan think tank finds that the costs of shoring up Social Security will skyrocket in coming years. We need to act now, while the costs are manageable.
The New Money Math: Start Saving at Birth
The evidence is mounting: The time to start learning about money and saving for college is at birth.
How to Talk to Kids About Money (Even if You Have None)
A Morgan Stanley adviser offers his thoughts for the rich — but there’s plenty here for normal folks