A judge recently granted class-action status to a group of consumers who filed a lawsuit against Union Bank, claiming the San Francisco-based institution manipulated the order of transactions in order to maximize overdraft fees. Consumer advocates say that if the consumers prevail, it will send a strong message to other banks that they …
5 Tips on Asking for a Raise
One of the best ways to increase your income is at the source: during salary negotiations either when you land a job or during a performance review.
In recent years, of course, many people have been more worried about keeping …
Debt Deal: What the World Thinks of Us Now
The debt deal out of Washington may have averted a big sell-off of U.S. Treasury bonds. But even though big Treasury holders like China and Japan haven’t run for the hills, the response of foreign countries to the deal has been pretty tepid. Russian Prime Minister Vladimir Putin, for one, said the deal was “not that great overall …
GiveDirectly: A Charity That Just Gives Money to Poor People, So They’re Not So Poor
A group of economists is suggesting a radical, if obvious, way to reduce poverty in developing countries: Just give poor people money.
It’s a Deal: Save an Easy $5 at Ace Hardware
Now through August 9, use the coupon code GYWB5 for online shopping or follow this Ace Hardware link to print out a coupon for an in-store discount of $5 off any purchase of $25 or more.
If a Town Can Go Bankrupt, Why Can’t the U.S.?
On the heels of a federal debt deal that no one really wants comes news that tiny Central Falls, R.I., (population: 18,716) has landed in bankruptcy court. City fathers cannot pay retirement benefits promised to municipal …
“The most miserly people in the United States right now would look incredibly self-indulgent by the standards of the U.S. 100 years ago.”
Why a U.S. Downgrade Will Hit Your Wallet Harder Than You Think
So here’s my prediction: America’s debt is going to be downgraded and the ramifications of that will be worse than many think. And don’t count me as a debt worrier. I don’t actually think the U.S.’s debt is a problem, at least …
Is Main Street Abandoning Wall Street?
Call it the “fool me twice” market.
Skittish 401(k) investors aren’t sure about much regarding the stock market, but they do know this: Unlike 2008, when they were caught with their portfolio pants down, that’s not going …
Simple Hacks to Cut Your Cell Phone Bill in Half
How much do cell phones really cost? Here’s one indication: The average household pays $350 annually—solely for wireless taxes and fees.
The Faulty Logic Behind the Market Sell-off
With the debt deal concluded, you might have expected global markets to have rallied. Instead, the Dow Jones industrial average closed down 266 points yesterday, or 2.2 percent.
The reason? There is a growing consensus among the …
Why You Should Hold Off on Shopping For the Next Couple Days
Soon throughout much of the country, shoppers will be able to buy clothes, footwear, school supplies, and (sometimes) computers, sports equipment, or almost anything their hearts desire—and pay no sales tax. So why not just …