Patient Zero: The Battle for Music Exclusives Heats Up

This post is in partnership with Evolver.fm, which is the first publication for music fans that’s dedicated to music apps. The article below was originally published at Evolver.fm.

Before a piece of music is everywhere, it is nowhere.

At one magical point in between, new music appears on the internet for the very first time, in …

4 Reasons Excessive Overdraft Fees Just Won’t Go Away

Despite regulatory reform aimed at reining in checking account overdraft fees, the penalty is still a cash cow for banks — to the tune of about $31 billion a year. That’s down from $37 billion in 2009, but a new report from the Consumer Financial Protection Bureau makes clear the number ought to be far lower. Why? Because customers who …

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