Martha C. White

Martha C. White writes about consumer credit, debt and retail banking for TIME.com and previously contributed to AOL's WalletPop.com. She has written about business, finance and the economy for outlets including Slate, the New York Times, MSNBC.com and Fast Company. A native of New Jersey and graduate of Princeton University, White resides in upstate New York.

Articles from Contributor

Why Banks Love Debit Cards Again

Debit cards were supposed to be toast. The industry started writing their obituary when financial reform targeted overdraft fees and interchange or “swipe” fees, which had made debit cards extremely lucrative for banks. So …

Do We Really Need Another Credit Score? Maybe.

Are you suffering from a case of credit score fatigue? If so, you’re not alone: We hear about credit scores nonstop. We’re supposed to check them regularly. We can order them free online. We can pay someone to monitor them for us. It’s practically a full-time job keeping up with the whole production. And now there’s another score out …

Not Knowing About This Credit Report Can Burn You

Even if we’re not quite sure what goes into our credit report or how that information boils down to a three-digit score, we know that a higher number means a better shot at getting a credit card or mortgage loan, along with a better interest rate on money we borrow. But many Americans don’t know about another type of credit report that’s …

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