For all the headlines to the Dow Jones Industrial Average’s new record, you’d think it was a big deal. But experts say it’s time to curb the enthusiasm.
Financial Planning
How to Master the Allowance Question and Prepaid Cards in One Shot
Virtual family banking site FamZoo has introduced a prepaid card that actually makes sense–for kids and parents.
Bold New Rule: Students in the U.K. Must Study Personal Finance
Dozens of countries, including the U.S., are searching for ways to raise the financial I.Q. of their citizens. But only a handful have taken the bold step of making personal finance a high school requirement. Here’s why the U.S. needs to move faster.
Time Really Is Money: Five Tips For Maximizing Both
An informative and entertaining new book about time offers some valuable and useful insights about money too.
Coming Soon for Our Own Good: Restrictions on Big Retirement Account Payouts
Look for employers to curb your 401(k) plan flexibility as they address the problem of lifetime income.
Misguided? Half of Adult Children Think Parents Made No Money Mistakes
Adults past age 30 generally feel their parents nailed it when it comes to money matters, a new survey shows. Are these people doomed to repeat their parents mistakes?
Are We Watching a ‘Great Rotation’ Into Stocks?
Money is flowing into stock funds this year. Skeptics abound but others believe that the Fed’s determination to rekindle an appetite for risk will produce a shift from bonds into stocks over the next few years and drive prices higher.
How the Payroll-Tax Hike Can Destroy Your Savings Plan
Saving is hard enough. The payroll tax hike will cost the average worker $700, tempting you to cut saving instead of spending. Look out.
Cash Leaking Out of 401(k) Plans at Alarming Rate
A quarter of money socked away for retirement comes out early, much of it subject to penalties and income taxes. For many, the venerable 401(k) is just too darned inefficient
Flashpoint: Young Workers with a 401(k) Finally Get Diversified
Young workers don’t save enough. But those that participate in a 401(k) plan are doing a pretty good job of managing their assets, thanks in big part to one-decision target-date mutual funds.
Better Start Saving: U.S. Health Awesome — After Age 75
A sobering new health report shows that Americans lag peer nations–until they retire.
New Mortgage Rules: Protection From Banks, or Ourselves?
The government is set to unveil new rules pushing mortgages down a more conservative path. Is it the banks we’re worried about? Or our own behavior?
