credit cards
PayPal Makes a Play for Small Businesses With ‘Here’
PayPal, a division of EBay, is making a play at small merchants with the introduction of its new “Here” device, which enables small businesses to accept both PayPal account numbers and major credit cards using nothing more …
Bank Launches an Experiment in Credit-Card Democracy
What if financial services were more like American Idol, say, where you had the choice of different options and could vote for which ones sound best? It’s a weird idea, but one bank is in fact applying this model to a new credit card.
Why You Might Owe Taxes On Canceled Credit Card Debt
If you had credit card debt canceled or forgiven in the last several years, don’t be surprised if the IRS comes knocking.
You’re Probably Not Rich Enough For This Credit Card
Will that be credit, debit or 23-karat gold? For a small number of very wealthy consumers, that’s not a hypothetical question. The JPMorgan Chase Palladium card is made out of laser-etched palladium and gold. It makes even the …
How to Ask For a Higher Credit Limit
If you’re a credit card customer with an account in good standing, this is a good time to ask for a credit limit increase. After the financial crisis in 2008, issuers got very stingy with credit, cutting limits or closing …
The 7 Best Cash-Back Credit Cards
Credit card issuers are still marketing aggressively for new customers, which means consumers — particularly those with good credit scores — have a lot of options if they’re in the market for a new card. Cards with rewards …
Watch Out Visa and MasterCard: PayPal Is Coming to a Brick-and-Mortar Store Near You
Products like Square and early mobile wallet innovations are already nipping at the heels of the traditional payment-processing infrastructure that merchants use every time you swipe a card to buy something at a store.
But …
This Country Just Capped Credit Card APRs: Should We?
Some people think the United States should cap the interest rates credit card companies are allowed to charge, but the prospect of maximum APRs doesn’t sit well with some lawmakers, not to mention the financial services industry. …
Are Young People Too Afraid of Debt?
Following the Great Recession many young people have become not merely respectful of debt, as we would wish; but fearful of it, which could set them back.
In November, We Racked Up $5.6 Billion More Credit Card Debt
Americans spent an unexpected $52 billion over Black Friday weekend, and now it’s becoming clear how we managed to afford this shopping spree: we charged it. New Federal Reserve data shows that consumer borrowing surged by $20.4 …
4 Tricks to Ditch That Holiday Debt
Are you stashing the credit card bills under the junk mail because you’re afraid to see how much you spent over the holidays? Surveys from USA Today and Consumer Reports reveal that we were on track to charge roughly 7% more on …