Zuckerberg and famed private market investor John Doerr (left) (Hector Amezcua/REUTERS)
UPATED 3:34 PM
Much of the analysis of the debacle that has become of Facebook’s $2 billion private offering is this: Goldman royally messed up. The latest sign came on Monday when the investment bank, which is leading the Facebook deal, decided …
Tune in starting Monday, January 24, for new It’s Your Money posts.

Malls will be more crowded in 2011 (Mike Segar/REUTERS)
Congratulations. We are now consuming more each month than we did before the start of the recession.
Collectively, Americans spent nearly $381 billion last month, according to a report on Friday from US Department of Commerce. That was up 0.6% from November, and nearly 8% more …
Here’s what this week’s scouring of the web for good (or at least amusing) personal finance advice has yielded:

Moody’s CEO Ray McDaniel (right) testifying about the Financial Crisis, along with Warren Buffett (Shannon Stapleton/REUTERS)
It’s not often that I burst out laughing when I open up the business section, but I couldn’t help myself after cracking the Times to a see a big cartoon and the scarifying story that Moody’s and Standard and …
“It’s not that we have less willpower than we used to, but rather that modern life immerses us daily in a set of temptations far more evolved than we are.”
Use the coupon code EXTRA50 to get an additional 50% off Levi’s items already on sale. All orders will also be shipped for free when customers select standard ground shipping. Valid for orders placed by January 17.
Spending on luxury goods during the peak holiday shopping weeks of 2010 rose 8.5% compared to the year before. Jewelry sales were up even higher, rising 10.4%.
With prepackaged food, somebody’s got to pay for the packaging—and that somebody is the consumer. But shoppers can bypass the packaging and marketing costs built into most food items by hitting bulk food dispensers—which now not only sell staples like coffee, beans, pasta, and grains, but also goods you wouldn’t think to buy without …
OK, we all know that fans pay through the nose for beer, hot dogs, and everything else served at sporting events. But some snacks and frosty beverages are more of a rip-off than others. A YouTube video making the rounds shows that at Seattle’s Qwest Field, the “large” beer that costs $8.50 holds the exact same amount as the small draught …
(Getty Images)
Workers expecting a raise in the next year, might get something very different–a pay cut.
Wages have already been growing very slowly during the recession, up just 1.5%. That’s down from 3.5% at the beginning of the recession. And when you factor in inflation, real wages, which is the measure of whether you can buy …
Turns out a stinky incense stick is useful for reasons other than masking the smell of marijuana.