Budgeting

Black Friday Shopping Tips

Here’s one sure-fire way to save during the holiday shopping blitz—but one that a lot of folks probably don’t want to hear: Don’t buy stuff for yourself.

Does this Recession Make Me Look Fat?

In light of the economic downturn, consumers have been scaling back—on food that’s actually good for them. Sales of potato chips and other quick-payoff snacks are way up, and even though people are cooking at home rather than dining out to save money, what they’re preparing in the kitchen is more likely than ever to involve a microwave oven.

40-Year-Old Deadbeat

At least partly because of the recession, more and more fully-grown people—ones you’d probably refer to as “Sir” or “Madam,” or at least as “adults”—are financially dependent on their parents.

Bank Fee Horror Stories

There’s no shortage of anecdotes about banks hitting their customers with odd fees. For example, many banks offer free checking accounts for customers who use direct deposit. One teacher says that her bank gives her fee-free checking during the months her salary is direct deposited—but because she gets paid only ten months of the year …

Ten Bizarre Theories on Saving and Spending

Poker teaches important lessons about saving and investing. Foreclosures are better than mortgage modification programs. Debit card overdraft fees are good for consumers. PMS is responsible for impulse purchases. There is no shortage of strange theories out there—and some of them are actually plausible.

Smartphone Apps that Help You Avoid Bank Fees

One of the frustrations of modern life is that often, you must spend money simply to get your money. I speak of the $3 fee for using an ATM not affiliated with your bank. Now, there are apps for the iPhone and other smartphones to help you avoid ATM fees, as well as other charges, including the ever-annoying overdraft.

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