Budgeting

How to Feed a 205-Pound Man on $25 a Week

Kristen Swensson, the writer in charge of the Cheap Healthy Good blog, recently got through a week in which she cooked all of her fiance’s meals with a total budget of $24.99. The hardest parts for the 205-pound man at the center of the experiment: no beer (!), and no bacon (!#@!). He also had to do the dishes.

Caught Between a Late Fee and a Payday Loan

Payday loans are bashed by consumer watchdogs because of the loan shark-like interest rates involved, which can exceed 450% when annualized. Nonetheless, the payday loan business is thriving, especially as consumers realize that an actual job is not required. The day your unemployment check arrives also counts as a payday, so if you’re …

A Bad Credit Score Can Cost You Over $200K

Two friends go about their lives, taking out student loans, buying cars and homes, and taking on a bit of credit card debt. While their expenses are identical, their credit scores—and corresponding monthly payments and interest charges—are not. Over a lifetime, the person with credit rated “fair to poor” can expect to pay over …

Lent as Money Saver

What are you giving up for Lent? Even if you’re not Christian, there are benefits to giving up something for 40 days—or for whatever period of time you please. Giving up meat and eating out for 40 days can save you $800. Giving up lattes might save you nearly $200.

Q&A: Bad with Money? It’s Not Your Fault

Even before you got your first piggie bank, you may have been witness to events that permanently affected your relationship with money—including, obviously, how you spend it. These events might be quite dramatic, like your father losing his business, or more mundane, such as being teased at school for wearing ragged hand-me-down …

A Week of Haggling Saves $730

As one writer recently found out firsthand, once you succeed in bargaining and realize how easy it is and how much you can save, it’s hard to go back to paying retail.

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