One of the biggest flaws in most people’s retirement plan is something that previous generations rarely worried about: monthly income guaranteed for life. But the fix is in, and before long your 401(k) may look a lot more like …
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Retirement
How to Get the CFPB to Address Your Most Pressing Money Needs
The Consumer Financial Protection Bureau is testing a new website that it hopes will answer all your money questions in the near future. Here’s your chance to let them know what you need most.
New From Social Security: Find Benefits Information Online
To save on costs, last year the government stopped mailing future Social Security benefits estimates to workers each year. Now that information is online. It’s a good starting place when planning your retirement.
Why Annuities are the Answer (But Such a Tough Sell)
The decline of traditional pensions and steady erosion of Social Security benefits has begun to leave most retirees without a source of guaranteed lifetime income. Plugging that hole is emerging as the most important retirement issue of our day.
5 Key Financial Questions for People in Their 50s
We spend most of our working years accumulating savings for retirement and after that spending them carefully so they last. We need to spend a little more time managing the transition. Here’s how.
Retiring Abroad Is More Hype Than Reality
For years we’ve been hearing about the advantages of retiring abroad: low taxes, low cost of living, great climate and exciting cultural attractions. It’s all true in certain countries. Yet there hasn’t exactly been a mass exodus of retirees from the U.S.
How to Stop a Slow-Motion Disaster: Learning to Live With Global Aging
Global aging threatens to lay waste to your retirement plan. Here’s why you need to stay healthy and write your congressman.
Feeling Old? 6 Simple Ways to Stay Healthy
Here are six low-tech healthcare services readily available to seniors and which will vastly improve their quality of life, according to the Hartford Foundation. Did you know that Medicare pays the full cost of one wellness checkup each year?
Retirement Income: 5 Steps to Fill the Gaps
It’s never too late to start planning your retirement security. Here’s a one-size-fits-all strategy that will help secure an adequate stream of income in your later years.
Why $50,000 May Be the (New) Happiness Tipping Point
A landmark 2010 Princeton University study showed that money really can buy happiness — up to a very specific point. The researchers (including Nobelist Daniel Kahneman) found that up to about $75,000, annual income closely …
The 7 Biggest Retirement Planning Mistakes
Retirement readiness is near an all-time low. Just 14% of adults are very confident they will live comfortably after quitting work and 60% have less than $25,000 in savings, according to the Employee Benefits Research …
What Teens Worry About: Drugs, Sex and … Future Salaries?
A bunch of new surveys about teens and money all point one direction: The kids are learning less and feeling terrible about it. Where is the adult supervision?