Educational Financing

Some Say Pay Off ‘Bad Debt’ First. But Why?

There’s a lot of personal finance advice in the blogosphere that I wish didn’t exist. And one of the most annoying pieces of advice is the constant yammering about “good debt” and “bad debt” and how that bad debt must be paid off first.

I Borrow, Therefore I Am!

A recent study led by Ohio State University Professor Rachel Dwyer yields a shocking, appalling, and mostly just terrifying conclusion: Many young people feel empowered by their student loan debt — and even by their credit card debt.

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