Can your credit card company increase your minimum payment? Close your account when they feel like it? Cut your credit limit? Change your fixed rate to a variable rate? The answer is yes to all of the above.
“Do not accustom yourself to consider debt only as an inconvenience; you will find it a calamity”
The world of professional sports is not immune to the recession—not even when it comes to playoff baseball.
Most debit card fees come by way of “overdraft protection,” in which banks allow customers to spend more than what’s in their accounts—and then customers are smacked with fees of around $35 each time they do so. Here’s a real shocker: Very few people actually want that sort of protection.
Chief Savings Officer. Who knew that such a job title existed? Every household—and every government office, for that matter—should have one or more of these people, whose job it is to see that money is saved whenever possible, and spent efficiently when purchases are necessary.
Call it the war against Christmas lasting six months. The Scrooges and Grinches are surfacing early this year, mainly to complain that the winter holiday shopping hubbub is surfacing so early this year.
Prepaid debit cards are attractive to certain consumers—immigrants and low-income people in particular—because they can be purchased quickly and easily in drugstores or Wal-Mart, and there’s no I.D. or paperwork necessary. What people who use these reloadable cards often fail to understand is that they’re …
The McDonald’s monopoly game starts up this week. If you’re going to play, why not play to win?
Why are government documents and the fine print in bank agreements and credit card offers littered with undecipherable phrases like “collateral debt obligations” and “sector-specific benchmarking” and “amorphous challenges”? Perhaps because the organizations creating these ugly phrases are purposefully trying to confuse consumers and taxpayers.
Swapping your stuff for someone else’s has never been easier. There are now fairly simple ways to barter for home appliances, video games, clothes, even car leases and the services of accountants and hair dressers.
I’m not the only one saddened by the demise of Saturn, the once-innovative auto brand that was created—and also killed—by GM.