Smart Spending 12 Things You Should Always Haggle Over Share Read Later prev15 of 14nextView All12 Things You Should Always Haggle OverBy Martha C. White Aug. 13, 2012Getty Images Full List 12 Times to HaggleThe Art of Negotiating1. Cars2. Home and Yard-Work Contracts3. Furniture4. Credit-Card Costs5. Special-Events Goods and Services6. Anything Bought Used or in Bulk7. Jewelry8. Vacation Lodging9. Health Care10. Insurance Rates11. Phone, TV and Internet Service12. Subscriptions and Memberships