This is what we know: By 2020 an additional 21 million jobs will be needed for the U.S. to return to full employment — and we know these jobs will be radically different from those of years past. Health care, business services, leisure and hospitality, construction, manufacturing and retail account for 66% of today’s employment. By the end of the decade, those industries will account for 85%, according to a June 2011 report from the McKinsey Global Institute (MGI). Those fields may sound familiar, but the nature of work is changing. According to Susan Lund, director of research at MGI, jobs are becoming much more specialized, more task oriented, more virtual and more part-time. But what will those jobs actually look like? To get a better idea, TIME Moneyland spoke with Lund and conducted some of our own research to hone in on specific examples of the jobs that will be in-demand in the next decade.