A growing number of banks and credit unions are adding mobile tools to help customers keep track of their account activity. Depending on where you bank, you may be able to get alerts via text or e-mail when your balance drops below a certain amount, for example, or when transactions over a certain dollar amount take place. Banks aren’t (yet) charging for these monitoring tools, so you may as well use them. Besides, if you pay a monthly maintenance fee or have to keep a high minimum balance in your account, you’re basically paying for them in a roundabout way. In addition to the help they can provide in budgeting and managing your money, if someone steals your card or fraudulently uses your number, you could catch it sooner.
15 Financial Moves to Make Right Now
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Financial Moves to Make Now
- Refinance Your 30-Year Mortgage into a 15-Year Loan
- Buy Stock in Companies with More Cash than Debt
- Get Comfortable with Your Portfolio
- Buy Stocks with the Highest Credit Rating
- Open an Online Bank Account
- Apply for a New Credit Card (if You Have Great Credit)
- Buy Top Consumer Brand Stocks
- Transfer Outstanding Balances to a Credit Card with a Better Rate
- Buy Telecoms That Have Exclusive Deals with Apple
- Renovate Wisely
- Buy Oil Stocks
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- Buy Residential Real Estate
- Sell (at Least Some of) Your Gold
- Buy Natural Gas Pipeline Stocks