When it comes to spring cleaning, you probably haul the junk out of your garage, scrub your fridge, and wash the rugs and …
savings
A Huge Number of Americans Have No Financial Safety Net
More than three years after the Great Recession officially ended, two in five households are still living paycheck to paycheck. This grim statistic is part of a new survey conducted by CareerBuilder.com, and it’s not the only …
10 Ways to Improve Your Financial Health (Even If You Only Do One)
U.S. Households Still Digging Out of Recession-Related Debt
After the recession, many Americans began cutting back and slowly chipping away at their household debt. Unfortunately, this noble effort seems to have tapered off, according to a new University of Michigan study. In fact, according to the study, one in every five households now owes more in credit cards, medical bills, student loans and …
The Future of Retirement? 401(k)s That Look Like Old-Fashioned Pensions
One of the biggest flaws in most people’s retirement plan is something that previous generations rarely worried about: monthly income guaranteed for life. But the fix is in, and before long your 401(k) may look a lot more like …
How to Stop a Slow-Motion Disaster: Learning to Live With Global Aging
Global aging threatens to lay waste to your retirement plan. Here’s why you need to stay healthy and write your congressman.
7 Ways to Stretch Your Nest Egg
If you thought it was hard to grow a nest egg, try living off one in retirement. Here are seven ways to make what you have last the rest of your life.
Aiming High, Pension Funds Bet Wrong
Like retirees who make the mistake of reaching for yield, pension fund managers have been shifting into hedge funds and private equity — and losing.
3 Simple Steps to the Perfect IRA
Choosing the most efficient tax-favored retirement savings strategy can be challenging. Here’s how to get it right in 3 simple steps.
Retirement Buster: It’s Your House, Not Your Portfolio
Retirement portfolios held up surprisingly well through the Great Recession. But housing declines made for the worst period in several generations for pre-retirees, a study finds.
Door Opens to Tax on IRA and 401(k) Gains
From the beginning, questions have swirled around the future tax standing of retirement savings. In an age of soaring deficits, would Congress really be able to keep its hands off hundreds of billions of dollars of tax-advantaged …
3 Ways to Know If You Can Retire
The concept of a practice retirement has been around for many years, and it has been especially topical since the Great Recession took a toll on so many nest eggs. But practicing retirement before you take the plunge isn’t just …
