As traditional defined-benefit pensions become increasingly rare, more Americans instead are offered employer-sponsored …
Retirement Savings
A Huge Number of Americans Have No Financial Safety Net
More than three years after the Great Recession officially ended, two in five households are still living paycheck to paycheck. This grim statistic is part of a new survey conducted by CareerBuilder.com, and it’s not the only …
10 Ways to Improve Your Financial Health (Even If You Only Do One)
Retirement Buster: It’s Your House, Not Your Portfolio
Retirement portfolios held up surprisingly well through the Great Recession. But housing declines made for the worst period in several generations for pre-retirees, a study finds.
Unable to Work, Retirees Move in with Kids and Find it’s not So Bad
Bunching family under one roof isn’t the Holy Grail of retirement. But for those with few choices at least it’s an answer with some unexpected benefits.
Why So Many Unwisely Turn Down Free 401(k) Advice
Free advice on how to manage your 401(k) is widely available and routinely ignored. Here’s why you should give it a try.
How to Know If You’re On Track for Retirement
Most folks have never run a retirement-income projection. How can they make a realistic plan? Here's a start.
Scary Fact: 42 Million Americans Blindly Relying on Pensions
A lot of folks nearing retirement still have a traditional pension. But a new study suggests they don't know how to figure it into their plans. Here's a start.
Singles Have Significantly Less Saved for Retirement Than Couples
If you are on your own, you’re probably not saving enough for retirement. That’s the conclusion of a new study published this week by the National Bureau of Economic Research on retirement readiness from two researchers at the …
Why is the Government Accountability Office Recommending Annuities?
The Government Accountability Office is supposed to be a government watchdog: keeping an eye on public funds and looking out for self-dealing, all while making sure that the taxpayers are getting a fair shake.
The 4% Myth: Where the Wisdom on Retirement Goes Wrong
The conventional thinking on spending money in retirement isn't really true.
Why It’s So Hard to Fix the 401(k)
A few years ago, policy wonks, retirement experts and politicians came up with what they thought was a great way to fix the 401(k) system: automatic enrollment. So in 2006, they passed a law that allowed businesses to put a …
