There’s a lot of advice floating around out there about how to manage your credit cards and other debts to maximize your credit score. The trouble is, not all this wisdom is created equal, and some tips intended to help your credit can actually have the opposite effect. Here are seven supposedly “smart” tips we’ve heard bandied about
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As the holiday marketing machine cranks into gear, more of us will start contemplating the upcoming season’s spending — and our credit limits. Credit card issuers have relaxed their lending policies, says CardRatings.com …
Tech tools that let you comparison-shop are awesome: You go to a single destination, plug in a little info, and some app or bot combs the universe looking to match your needs with the best deal. That’s the idea, anyway. …
Everybody knows how important it is to maintain good credit, but a lot of people don’t know how. Some think it’s necessary to revolve a credit card balance to get a higher score or don’t know the impact of checking their own …
Fewer Americans are defaulting on their credit card bills. That’s good news for our budgets and credit scores, but the improvement is also making credit card issuers happy. Fewer charge-offs means they’re in a better position to …
There are a whole host of things that can wreak havoc on your credit score, from maxing out a credit card to having a home foreclosed on or declaring bankruptcy. But people often worry about situations or events that actually …
What if your credit score included things like rent payments, utility bills and tax obligations? What if it also told lenders if you’d ever borrowed using risky or subprime products? A new type of credit evaluation being rolled …
If you’re cranky, selfish, rude or all-around disagreeable, your grouchiness comes with one big silver lining: You’re likely to have better credit than people who are affable, friendly and otherwise pleasant company.
Buried in the housing data of the past few days (housing volume is down over the last month while prices are slightly up) was the most interesting release: the performance report of the Mortgage Bankers Association.
