At 12 years old, most of us didn’t hold down regular jobs, except for maybe the odd baby-sitting or lawn-mowing gig. But …
credit card rewards
Your Credit Card Rewards Aren’t Worth As Much As You Think
With issuers dangling bonuses like $100 cash back just for signing up, it can be easy to lose sight of exactly how rewarding (or not) credit card rewards truly are. You may be asking, why should it matter? It’s true that many …
How to Pick a Cash-Back Credit Card
The idea of a credit card that gives you money for spending is pretty appealing, which goes a long way to explaining the enduring popularity of cash-back credit cards. The more you spend, the more you earn.
The Top 5 Flexible Travel Rewards Credit Cards
Memorial Day is right around the corner, and summer vacations are top of mind. How are you going to pay for your trip? Credit card issuers are constantly piling on perks to attract new customers, and those with good credit who …
The Fee That Credit Card Issuers Are Leaving Behind
Banks, the thinking goes, have never met a fee they didn’t like. Yet one credit card charge that has been standard for years—the “foreign transaction” or “foreign currency” fee, which tacks on an extra 3% or so to every hotel …
Credit Card Companies Offer Huge Bonuses — If You Have Stellar Credit
Credit card issuers continue to raise the stakes as they compete for customers with ultra-high credit scores, dangling sign-up incentives that can be worth more than $1,000. To get these bonuses, cardholders need to meet spending …
Bank Launches an Experiment in Credit-Card Democracy
What if financial services were more like American Idol, say, where you had the choice of different options and could vote for which ones sound best? It’s a weird idea, but one bank is in fact applying this model to a new credit card.
What Will Daily Deals Sites Think of Next? Introducing the Branded Credit Card
The daily deal concept itself was once considered an “outside the box” business model, so it seems natural that daily deal sites such as Groupon and LivingSocial have a long history of taking chances and trying unusual things. …
The 7 Best Cash-Back Credit Cards
Credit card issuers are still marketing aggressively for new customers, which means consumers — particularly those with good credit scores — have a lot of options if they’re in the market for a new card. Cards with rewards …
5 Credit Card New Year’s Resolutions
It’s time for New Year’s resolutions: Along with promises to yourself about cutting out the reality TV and hitting the gym more often, there are also some financial goals you should set for 2012. Specifically, there are some …
The $205 You Don’t Know You Have
Given that most families’ budgets are stretched tight during the holidays, would it surprise you to learn that you have a little more than $200 that you’re never going to use? A new study says Americans “throw away” nearly a third of the credit card rewards they earn over the course of a year. Want to be $205 richer? Read on.
4 Best Credit Card Offers for Holiday Spending
New data indicates that Americans are hitting the plastic with increasing frequency when it comes to their holiday spending. This can be a trap for the unwary or undisciplined: Those credit card marketers know exactly what …