Every summer, phone poles fill up with colorful fliers advertising events like garage sales, flea markets and bake sales. But …
It’s well-documented that people cut loose and spend more when they’re paying with a credit card rather than cash. Scientists refer to this as a “decoupling of purchase from the pain of payment” — essentially, we don’t perceive credit cards as “real money.” But a new study takes this observation a step further by postulating that we …
“When you order something it’s exciting, but with returning, there is no anticipation of anything good happening.”
The arguments for becoming a cash-only consumer are well-known: Dishing out actual greenbacks feels more real than swiping a credit or debit card, and, say proponents of the cash-only lifestyle, as you count out the dollars and see them being taken away by a store cashier, you’re forced to pause, think—then, hopefully, reconsider—as …
Including: What’s the downside of going cash only? And: Should a restaurant tip be based on the amount before or after taxes?
Strategies for saving at the supermarket and the warehouse membership store, for cutting expenses in retirement and returning items that aren’t up to snuff—and also for snooping on your spendthrift spouse.
The number of new credit card accounts is down 46%. Why? People don’t trust the card companies, or themselves. Also: interest rates of 30%.
Silly games can equal serious savings. Here are a handful of psychological money tricks that work.
The popular “prosperity gospel” preached to the adoring masses is being blamed for putting a lot of believers deeply into debt that they’ll likely never pay off. Guess they just aren’t good enough Christians.
Even in the 21st century, you can survive without plastic. Thrive, actually. Many people swear by the switch to cash-only as a means to avoid going into debt.