Given that most families’ budgets are stretched tight during the holidays, would it surprise you to learn that you have a little more than $200 that you’re never going to use? A new study says Americans “throw away” nearly a third of the credit card rewards they earn over the course of a year. Want to be $205 richer? Read on.
APRs
The Best Low-Interest and Airline Miles Credit Cards
It can be challenging sifting through all the credit card options out there, but website Credit.com has done the legwork and declared its picks for the best low-interest and airline miles credit card offers currently …
Yikes! The Rise of Subprime Credit Cards
During and after the financial crisis, consumers had a hard time obtaining new credit cards or accounts. This trend appears to be reversing, but a closer look at who banks are lending to has some experts worried. The number of …
With Interest Rates So Low, Why The Heck Are Credit Card APRs So High?
It doesn’t seem to make sense: The Federal Reserve just announced a plan intended to lower long-term interest rates; it’s kept short-term interest rates at historic lows, and says it will continue to do so through mid-2013. So …
Credit Card APRs Nearing Record Highs
Listen up, cardholders: Make the most of teaser rates while they last. Credit card issuers are aggressively courting new customers with zero percent introductory APRs and balance transfer rates equally as low, but standard APRs …
Get Ready: Your Credit Card Rates Are Going Up
The full impact of ratings agency Standard & Poor’s downgrade of U.S. debt remains unclear. But one outcome credit analysts say is almost certain is higher consumer interest rates.
