When it comes to spring cleaning, you probably haul the junk out of your garage, scrub your fridge, and wash the rugs and …
401k
10 Biggest 401(k) Mistakes—and How to Avoid Them
As traditional defined-benefit pensions become increasingly rare, more Americans instead are offered employer-sponsored 401(k)s, defined-contribution plans that require participants to be more proactive and educate themselves. …
Fuel Your 401(k) with the Secrets of Behavioral Finance
There are simple steps you can take to apply the theories of behavioral finance to your own 401(k) and improve your financial future.
Flashpoint: Young Workers with a 401(k) Finally Get Diversified
Young workers don’t save enough. But those that participate in a 401(k) plan are doing a pretty good job of managing their assets, thanks in big part to one-decision target-date mutual funds.
Fiscal Cliff Aftermath: New Option for 401(k) Savers
To raise revenue, lawmakers unlocked $12 billion in taxes owed by easing the rules on when you can convert traditional 401(k) assets to Roth 401(k) assets.
How to Make the Most of Your 401(k) in 2013
Ah, the new year: a time for us all to make grand plans. We’ll quit smoking, lose ten pounds, be nicer to the neighbors, and finally start saving for retirement. Alas, studies show that one-quarter of all New Year’s resolutions …
How the NFL’s Blown Call Fiasco Will Boost Your Retirement Security
When replacement referees blew a call on Monday night they probably didn’t know that they were furthering the retirement security of every American. Then again, it’s just one more thing they didn’t know. Here’s why we should all …
Women and Money: Why You Need to Take Control Now
The good news: More than a third of American women are now the family breadwinner (look at that!). The bad news: We still tend to pass the buck on important money matters, such as investing and retirement. Ready to take charge of …
401(k) Plans Back to Pre-Crisis Levels (and Improved)
New data show that the percentage of companies offering a 401(k) match is back at pre-recession levels. Meanwhile, features like advice and auto enrollment are way up. Now, if we can just get workers to pay attention.
Terrible Financial Advice: Top 10 Tips You Shouldn’t Follow
It seems like everyone from bloggers to your next-door neighbor doles out financial advice these days. It can be difficult figuring out who to believe, and bad tips can pop up as frequently as thunderstorms in the summertime. In …
What Do You Mean We’re Going to Get Old?
Everyone seems to want lifetime-income products as a 401(k) option. But our retirement system is so skewed toward accumulating, not drawing down, assets that the income problem managed to catch us by surprise. Change is coming–but not nearly fast enough.
401(k) Loan Defaults Soar, Stirring Call for Insurance
Billions of dollars are leaking out of 401(k) plans as workers lose their jobs and cannot repay loans from their plans. This has stirred some to call for insurance policies that would restore 401(k) money lost through loans that …
