Are You Broke? Perpetually So?

If you answer yes, you probably avidly try to keep up with the Joneses, buy stuff you don’t need, never plan ahead, pay more than you need to all the time, and blame your problems on outside forces.

Bank Fee Horror Stories

There’s no shortage of anecdotes about banks hitting their customers with odd fees. For example, many banks offer free checking accounts for customers who use direct deposit. One teacher says that her bank gives her fee-free checking during the months her salary is direct deposited—but because she gets paid only ten months of the year …

Q&A with the IKEAhacker

Following the directions to put together a piece of IKEA furniture is so pedestrian. Sure, it’ll be cheap and functional, but where’s the challenge? And where’s the creativity? The Cheapskate Blog chats with the author of blog where people explain how they transformed IKEA products into things you’d never find in the catalogue—like, …

Keep Your Chin Up: Cosmetic Surgery on the Cheap

Despite a less-than-stellar economy, the number of cosmetic surgery procedures performed in the U.S. actually went up 3% in 2008. But apparently it’s possible to be vain and thrifty at the same time: Overall consumer spending on these procedures fell 9% in 2008 compared to the year before, meaning folks going under the knife were …

Jacking Up Credit-Card Rates and Fees is Cold. Solution? Freeze Them

The final provisions of new credit card legislation aimed at protecting consumers won’t go into effect until February. What this means is that right now, while consumers are relatively unprotected, credit card companies are raising rates and adding fees to reap in as much profit as possible from their customers before such strategies are …

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