The government is set to unveil new rules pushing mortgages down a more conservative path. Is it the banks we’re worried about? Or our own behavior?
Planning
Is Most Personal Finance Advice Useless? Author Exposes Industry’s ‘Dark Side’
According to a new book digging into the curious history and modern-day big business of personal finance, much of the advice doled out by “experts” in books, on Oprah Winfrey‘s couch, and on their own TV shows is simplistic, …
The Myth of the Four-Year College Degree
Though college is typically billed as a four-year experience, most students actually need much longer to earn a bachelor’s degree.
Fiscal Cliff Aftermath: New Option for 401(k) Savers
To raise revenue, lawmakers unlocked $12 billion in taxes owed by easing the rules on when you can convert traditional 401(k) assets to Roth 401(k) assets.
How to Make the Most of Your 401(k) in 2013
Ah, the new year: a time for us all to make grand plans. We’ll quit smoking, lose ten pounds, be nicer to the neighbors, and finally start saving for retirement. Alas, studies show that one-quarter of all New Year’s resolutions …
Can Electronic Cigarettes Challenge Big Tobacco?
NJOY’s King is the first e-cigarette that looks (and feels and smokes) like the real thing. It’s put traditional cigarette makers on notice.
What’s Getting Cheaper – and What You’ll Pay More for – in 2013
It’s the time of year when lists are made forecasting the rise and fall of household expenses, big and small. Accordingly, it may also be time to tweak the family budget.
At Long Last, a Permanent Patch for a Dreaded Tax
The Alternative Minimum Tax has threatened the middle class for decades. Now it won’t. Score one for the fiscal-cliff deal.
College Costs: Will Tuition Discounts Get More Students to Major in Sciences?
To steer more students into high-paying fields, Florida is considering freezing tuition rates in certain areas. Will it work?
What’s Hot on the Dating Scene? Good Credit
The hottest prospects on today’s dating scene don’t just have great abs; they have a great credit score.
Why the Fiscal Cliff Deal Should Have Included Social Security
Social Security may not add to the deficit, but it does add to the national debt. Fortunately, it’s easy to fix this.
9 Handy Financial Rules of Thumb
A rule of thumb is a general guideline, an easy way to approximate a value quickly. But it’s not meant to be completely accurate.