Want to Stop Drivers from Speeding? Pay Them

There already are obvious financial incentives to obey the speed limit: Speeding can result in costly tickets, as well as even more costly auto insurance surcharges. But what if the incentive system was reversed and drivers were …

Why Annuities are the Answer (But Such a Tough Sell)

The decline of traditional pensions and steady erosion of Social Security benefits has begun to leave most retirees without a source of guaranteed lifetime income. Plugging that hole is emerging as the most important retirement issue of our day.

Retiring Abroad Is More Hype Than Reality

For years we’ve been hearing about the advantages of retiring abroad: low taxes, low cost of living, great climate and exciting cultural attractions. It’s all true in certain countries. Yet there hasn’t exactly been a mass exodus of retirees from the U.S.

Study: Poor People Pay More for Auto Insurance

Low-income drivers are routinely charged higher auto insurance premiums than well-heeled car owners. But why should the poor pay a premium when it comes to premiums? Is the system inherently unfair? Or are there valid reasons why …

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