When you remove the financial safety net, and individuals understand the choices, they are surprisingly good at doing the right thing.
Planning
New Age Philanthropy: Donor-Advised Funds Defy Sluggish Giving Trends
The new face of philanthropy is donor-advised funds for the masses. These fast growing accounts have bucked the trend toward sluggish giving since the recession.
Hindenburg Omen: A Real Problem for Stocks or Just Hot Air?
An arcane stock market indicator is flashing high alert. Should you pay attention?
Delaying Retirement? Count Yourself Lucky
The recession has forced many to delay retirement. That only feels like a hardship. Here’s a look at the bright side.
What Retirement Crisis? Retirees Say They’re Doing Just Fine, Thank You Very Much
The common narrative is that low yields are crushing retirees’ income and lifestyle. Why do so many report having all the money they need? Here are five reasons
A Financial Cloud Over Wedding Season: How to Pop the (Money) Question
A week into wedding season, many betrotheds haven’t a clue about their soulmate’s finances. Here’s how to pop the money question.
Dodging Tear Gas Over Discussion of Turkey’s Financial Future
Lost in the Turkish riots over police force was news that the nation stands to become the 16th in the world to formally declare a plan to teach its people about money. That’s worth the fight too.
Buying Lottery Tickets Just Keeps Getting Easier
It’s not like buying lottery tickets is particularly difficult. But because states continually want to increase revenues via rising lottery sales, they’re constantly looking for “innovations” that make lottery tickets easier to buy and available at every turn—like at the gas pump, the ATM, or just the computer screen.
Dog Bites Insurance Companies: Man’s Best Friend Behind One-Third of All Homeowner Claims
Over the last decade, the number of insurance claims related to dog bites has basically remained flat. But the amount of money paid out in claims has soared, and last year dog bites accounted for more than one-third of all
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The New Retirement: Why You Don’t Have to Pay Off Your Mortgage
The new breed of retiree sees low mortgage rates as an easy source of cash to boost income through rental properties and dividend-paying stocks.
The $7,000 Computer Science Degree — and the Future of Higher Education
Tired of student-loan debt? One prominent technology school is offering a three-year master’s degree in computer science that can be earned entirely online — and that will cost less than $7,000.
Weak Financial Literacy Scores Threaten a Global Education Movement
The FINRA 2012 National Financial Capability study results are due out soon and likely will show no improvement in individuals’ money management skills. With so much energy being put into financial education, poor test results embolden critics and threaten a movement.