Martha C. White

Martha C. White writes about consumer credit, debt and retail banking for TIME.com and previously contributed to AOL's WalletPop.com. She has written about business, finance and the economy for outlets including Slate, the New York Times, MSNBC.com and Fast Company. A native of New Jersey and graduate of Princeton University, White resides in upstate New York.

Articles from Contributor

Rates Are Up, But It’s Easier to Get a Mortgage Now

For the past few years, would-be homebuyers were faced with a frustrating paradox: Home prices had taken a beating and mortgage rates were at rock bottom, but without near-perfect credit and a hefty down payment, lenders wouldn’t go near your application.

What a difference a few years makes. Home prices are staging a modest recovery …

5 Hurdles an “Occupy”-Branded Banking Product Must Clear

The news that an Occupy Wall Street-affiliated group wants to launch a prepaid debit card has generated some media chatter lately, mostly centered around whether or not an antiestablishment, anti-bank group can (or should) try to offer financial services. The more fundamental question to ask is: Can it succeed? There’s a lot of appeal to …

With Student Debt, Even Paying It Off Isn’t the End

About two-thirds of the 20 million people who attend college every year borrow money to do so. We’ve heard a lot about how growing educational debt loads — the average student borrower now graduates owing $26,600 — can be a detriment to someone just starting out in life, and to the health of the broader American economy. Student debt …

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