Martha C. White

Martha C. White writes about consumer credit, debt and retail banking for TIME.com and previously contributed to AOL's WalletPop.com. She has written about business, finance and the economy for outlets including Slate, the New York Times, MSNBC.com and Fast Company. A native of New Jersey and graduate of Princeton University, White resides in upstate New York.

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7 “Smart” Credit Tips That Aren’t

There’s a lot of advice floating around out there about how to manage your credit cards and other debts to maximize your credit score. The trouble is, not all this wisdom is created equal, and some tips intended to help your credit can actually have the opposite effect. Here are seven supposedly “smart” tips we’ve heard bandied about

4 Prepaid Debit Card Fees You Should Never Pay

The entrance of mainstream financial institutions transformed the prepaid debit card market. Customers have more options today, and many of the newer cards closely resemble the checking accounts they are replacing.

The big difference is that prepaid cards are more lightly regulated than bank accounts, which is a concern to consumer …

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