Lenders Use a New Dirty Trick to Jail You For Small Debts

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Debt collectors can call you, hound you and make you feel like a lowlife, but here in America, they can’t throw you in jail over your unpaid bills. Or can they? A sneaky tactic called “body attachment” is a new twist on this ultimate form of intimidation by creditors, and people who have committed no greater offense than managing their finances poorly are finding themselves thrown in jail with hardened criminals. 

The St. Louis Post-Dispatch reports that debtors in St. Louis County are being preyed upon by payday lenders and the collection agencies to which they sell their debts. Those lenders and agencies are then using the taxpayer-funded court system to put the screws to people who owe money.

Here’s how it works: The creditor goes to court and gets a judgement against the debtor. In many cases, this action is successful only because the debtor never shows up to defend him or herself, sometimes because they’ve been the victim of “sewer service” and never received the paperwork telling them when to show up to court.

(MORE: 50 Percent Interest and Jail Time For Credit Card Debt?)

Once the creditor has obtained this judgment, they ask the judge for an “examination.” In theory, this process is intended to assess whether or not the indebted person has bank accounts or other assets that can be seized to pay their debts. The Post-Dispatch says creditors are exploiting this process, filing multiple requests for examinations that force people to return to court over and over. And if they don’t appear in court, then the creditor asks for a “body attachment,” which forces the imprisonment of the debtor until the next hearing — or until they cough up bail money that’s often the same amount as the debt, and often is turned over directly to the creditors.

In this way, the creditor often gets payment on the original debt as well as on all sorts of add-on interest and penalties. One woman profiled in the article was squeezed for $1,250. Her original debt? A $425 payday loan. Another woman was thrown in jail over a $588 debt.

Creditors say they need to use these methods to make sure people show up for their court dates, but not everybody buys it. “Don’t the county police have something better to do?” asks one Legal Aid lawyer interviewed by the newspaper. In neighboring Illinois, governor Pat Quinn signed off on a law last month that prohibits the use of body attachments in debt suits.

(MORE: 5 Steps To Settling Your Debts For Less Than You Owe)

This law is a step in the right direction, but it’s an exception. The scary prospect of being jailed over a three-figure debt isn’t limited to Missouri. An investigation by the Star Tribune of Minneapolis-St. Paul found that a growing number of creditors have gotten judges to issue arrest warrants to people who owe as little as $250.

For people in debt, the main lesson is to pay attention to any notices you receive about court appearances, and make sure you respond and show up as necessary. Many people never show up for hearings against them, perhaps out of intimidation, but it’s worth the effort: Those who do come to court often can successfully argue against the debt, since the burden of proof is on the creditor or company bringing the suit to prove that the person owes the amount being sought, and that the creditor has the right to collect the debt.

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iccmortgage
iccmortgage

ITS HERE AGAIN APPLY TODAY FOR YOUR URGENT LOAN AND GET APPROVED IMMEDIATELY!! @ ICC Mortgage And financial 


Services, Is a sincere and certified private Loan company 

approved by the Government, we give out international and local loans to all countries in the world,Amount given 


out 


$2,500 to $100,000,000 Dollars, Euro and Pounds.


We offer loans with a dependable guarantee to all of our clients. Our loan interest rates are very low and 


affordable with 

a negotiable duration.


Available now


MORTGAGE, PERSONAL, TRAVEL, STUDENT, EXPANSION OF BUSINESS AND NEW UNSECURED, SECURE, CONSOLIDATE


Apply for a loan today with your loan amount and duration, Its Easy and fast to get. 4% interest rates and monthly 


installment payments.


FOR MORE INFORMATION: 


Joseph Veselak

Email: josephvlak@gmail.com

phone# :(646) 580-4839

stpaulcathedralfinance
stpaulcathedralfinance

ST PAUL CATHEDRAL FINANCE

===============================

This is a Christian Organization formed to help people in need of

help, such as financial help. and help them out of their financial

crises. If you are short of cash and in need of financial assistance 

ST PAUL'S CATHEDRAL FINANCE is the best solution.

We make applying and qualifying for a loan quick, easy and painless.

Our payday loans IS a fast and easy way of obtaining the emergency cash fast!

 DO YOU NEED A LOAN TO PAY BILL? 

 DO YOU NEED FINANCIAL ASSISTANCE?

 Do you need a personal loan to secure a home? 

OUR. VISION IS TO MEET YOUR FINANCIAL PROBLEMS BY OFFERING YOU LOAN.

  If you are faced with stress in the acquisition of a loan that make

you .Have sleepless night? Or you have been disappointed by your bank?

 ST PAUL'S CATHEDRAL FINANCE is here WIPE YOUR TEARS AWAY.

======================

  If you are having any stress in obtaining a loan from your local

banks and finance kindly fill the application and send to our 

email:[ stpaulcathedralfinance@gmail.com ]

============================

     APPLICATION FORM

PREFIX {MR.,MRS.,MS.,DR.,etc.}

1)YOUR NAME......................

2)YOUR COUNTRY...................

3)YOUR OCCUPATION................

4)YOUR MARITAL STATUS............

5)PHONE NUMBER...................

6)MONTHLY INCOME.................

7)ADDRESS........................

8)PURPOSE OF LOAN................

9)LOAN REQUEST...................

10)TELEPHONE.....................


 If you are interested and you want to obtain a loan from 

ST PAUL'S CATHEDRAL FINANCE, kindly fill the application

form and reply us through our email.......



THANKS AND REGARDS

REV JAMES BENJAMIN 

EMAIL:   [ stpaulcathedralfinance@gmail.com ]

marklivewilliams1990
marklivewilliams1990

Wow! I can't still believe that I'm off depts and also set up a small business and even got my self a new truck. I can't thank you enough Dynamicloanoffer@gmail.com for the sweet and nice loan you gave me in the past and now I would make sure I tell the whole word about your generosity and kindness towards the needing. I will also refer lots of friends and family members to you and I know they are going to get the best service ever. If you need a loan with good interest rate and good and genieu service contact Mr. Eugene via Dynamicloanoffer@gmail.com

BrownRichard
BrownRichard

Hello to you, do you need a loan of any type of your choice or you are seriously stuck in any financial problem and you need a loan and no one to grant you that loan i have come here to let you known of a good lender who can help you with that loan you have been looking for just try and contact him as soon as you get this post that you can get that loan you have been looking for okay. So contact him now on his EMAIL: wayne.matthewloanhome@outlook.com


kateloancompany346
kateloancompany346

God has bless me with three kids and a loving husband, i promise to share this Testimony because of God favor in my life, 3 months ago i was in desperate need of money so i thought of having a loan then i ran into wrong hands who claimed to be a loan lender not knowing he was a scam. He collected $1,650 from me and refuse to email me, since then i was confuse,but God came to my rescue, one faithful Sunday i went to church after the service i share idea with a Church member and she introduce me to a loan agency called Mrs Kate Alexandra said she was given $300,000 by the loan agency. I collected the loan agency email address and i emailed them on Monday morning, he told me the rules and regulation and i followed. After processing of the Documents she gave me a loan of $700,000 . Anyone can contact her through: kateloancompany22@gmail.com and i know that he must lend because they are the best.

IsaacRobinson
IsaacRobinson

Hello


Are you in need of a loan for any purpose? You are in financial problem? Do you need financial solution? Mr  Isaac Robinson Loan Link  is the solution for all your financial problems, Our loans are simple, cheap and fast. Contact us today for that loan that you want, we can arrange any loan to suit your budget at only 2% interest rate. If interested, please contact us immediately.Optional Loan Protection may enable you to meet your loan repayments if you can not work due to illness, accident or unemployment. You can only get this valuable insurance when you apply for credit, so do not forget us if you want to it.Email: isaacrobinsonloanlink007@gmail.com



LOAN APPLICATION FORM TO BE FILLED


BORROWERS INFORMATION

* Full name:……………………….

* Sex …………………………….

* Country…………………………..

* State:…………………………….

* Land:……………………………..

* Occupation:……………………..

* phone number:………………….

* Telephone: …………………………..

* Age:……………………………….

* Amount needed as loan:………

* Loan Duration:…………………..

* Propose of Loan:………………..

* Annual revenue:…………………

* Monthly Income:………………..


We await your urgent reponse asap.


Goodluck,


Mr Isaac Robinson

jobertloancompany
jobertloancompany

Welcome To Jobert Loan Service....


Are you a man or woman in need of a loan for christmas, or Are you in any financial mess or do you need a loan to startup a nice Small Scale, medium or large business? Do you have a low credit score and you are finding it hard to obtain capital loan from local banks and other financial institutes?. search no further and Get the best for your family this Xmas and own your dream home as we are here to give you the service you desire to the very best of our ability in guarantying you a loan with low interest rate @2% per annum for individuals, companies and corporate bodies. Interested applicants should Contact us now via: jobertloancompany@yahoo.com or jobertloancompany@gmail.com.

Our loans Are well insured for maximum security is our priority, Our leading goal is to help you get the service you deserve, Our program is the quickest way to get what you need in a snap. Reduce your payments to ease the strain on your monthly expenses. Gain flexibility with which you can use for any purpose - from vacations, to education, to unique purchases. Interested applicants should Contact us now at: jobertloancompany@yahoo.com or jobertloancompany@gmail.com.


dorosmithloanfirm
dorosmithloanfirm

Are you a man or woman in need of a loan for Christmas, or Are you in any financial mess or do you need a loan to start up a nice Small Scale, medium or large business? Do you have a low credit score and you are finding it hard to obtain capital loan from local banks and other financial institutes?. search no further and Get the best for your family this Xmas and own your dream home as we are here to give you the service you desire to the very best of our ability in guarantying you a loan with low interest rate @2% per annul for individuals, companies and corporate bodies. Interested applicants should Contact us now at:dorosmithloanfirm@outlook.com


ClaraMorgan
ClaraMorgan

Hello Beloved People,


I am the C.E.O of Clara Morgan Loan Company and we are formed to lend out loans to only those who are in need of loan to celebrate their X-mas in a better way like never before and also to those who are in need of financial assistance, so if you are out there in need of an X-mas loan or loan to clear off your debts or bills, then you can contact us at our email at VIA (clara_morgan@outlook.com)  for more details about this loan funds transaction


Regards

Mrs Clara Morgan

LaurenTravis
LaurenTravis

TESTIMONY ON HOW I GOT MY CHRISTMAS LOAN FROM A GENUINE LOAN COMPANY LAST WEEK.

I’m Mrs LAUREN TRAVIS by name. I live in USA, i want to use this medium to alert all loan seekers to be very careful because there are scammers everywhere.Few months ago I was financially strained, and due to my desperation I was scammed by several online lenders. I had almost lost hope until a friend of mine referred me to a very reliable lender called Mr  Alvaro amaranto who lend me an unsecured loan of $90,000 under 7hours last week without any stress. If you are in need of any kind of loan just contact him via Email:Alvaroloancompany@yahoo.com.
COMPANY WEBSITE:http://alvaroloancompany.wix.com/alvaro-loan-company.
i am using this medium to alert all loan seekers because of the hell I passed through in the hands of those fraudulent lenders. And I don’t wish even my enemy to pass through such hell that I passed through in the hands of those fraudulent online lenders,i will also want you to help me pass this information to others who are also in need of a loan once you have also receive your loan from Alvaro Amaranto,i pray that God should give him long life. God bless him forever for the good things he has done in my life.
.......................................................................
.......................................................................
Mrs Lauren Travis

williamsericloanfirm
williamsericloanfirm

End your financial worries.

I'm Osipov Fernandes. from Guyana I and my colleagues  have just receive  Ex-Mas loan funds of $10,000.USD from Andres Williams Loan Company. Our advice goes to you out there that is financially stock, no access to bank loan or your credit score is low, contact him via email: ( andresloanfirm07@live.com ) .  you will feel the same with us. Blessed is the hand of a giver than of receiver.

thanks.

JohnPaulson
JohnPaulson

Are you Interested to get a Loan of 2%?If yes,reply us via email: johnpaulsonloanfinance@gmail.com for more information and the Details below:


(1)Full Name:


(2)Amount needed as loan:


(3)Duration:


(4)Phone number's:


(5)Country:...

WillsonMorgan
WillsonMorgan

         ATTENTION NEEDED.......

This is to inform you that, Wilsonmorganloan@gmail.com have commenced the instant loan offer. wilsonmorganloanfirm@gmail.com is giving out $100,000 to $200,000 USD (Hundred Thousand To Two Hundred Thousand US Dollars) and even larger amount  to qualified applicants who can utilize these funds positively on personal/business purposes, and
have it returned within 5 years and more.This loan is offered at 2%monthly interest rate. To apply,kindly fill the details bellow, and write to us through our e-mail:
Address.
Full Name:……………………...
Full Address:…………………..
State:…………………………….
Occupation:…………………….
Age:………………………………
Gender..................................
Country:…………………………
Mobile:…………………………
Purpose of loan.....................
Monthly income....................

Thanks,
Mr. Wilson
Morgan Lending Coordinator
E-mail us,
wilsonmorganloanfirm@gmail.com
Thanks for your co-operation
 Our warm regards..
    NOTE:
         Our loan term is 100% guarantee and we render quick response to our clients.......

WillsonMorgan
WillsonMorgan

         ATTENTION NEEDED.......

This is to inform you that, Wilsonmorganloan@gmail.com have commenced the instant loan offer. wilsonmorganloanfirm@gmail.com is giving out $100,000 to $200,000 USD (Hundred Thousand To Two Hundred Thousand US Dollars) and even larger amount  to qualified applicants who can utilize these funds positively on personal/business purposes, and
have it returned within 5 years and more.This loan is offered at 2%monthly interest rate. To apply,kindly fill the details bellow, and write to us through our e-mail:
Address.
Full Name:……………………...
Full Address:…………………..
State:…………………………….
Occupation:…………………….
Age:………………………………
Gender..................................
Country:…………………………
Mobile:…………………………
Purpose of loan.....................
Monthly income....................

Thanks,
Mr. Wilson
Morgan Lending Coordinator
E-mail us,
wilsonmorganloanfirm@gmail.com
Thanks for your co-operation
 Our warm regards..
    NOTE:
         Our loan term is 100% guarantee and we render quick response to our clients.