Senior Discounts That Really Aren’t

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If there’s anything baby boomers hate more than aging, it’s the idea of being considered senior citizens. A collective aversion to ask for “senior” discounts or specials has prompted some companies and organizations to start tiptoeing around the word or avoiding it entirely in their marketing (even the AARP). But there’s a better reason boomers — along with anyone in an older age bracket — might want to avoid asking for the “senior” package or promotion: In a world overrun with discounts and deals, sometimes “senior” specials are nothing special. They’re often identical to promotions and offerings available to all, regardless of age. And at times senior deals even cost more.
Banking

The Pew Center on the States just released a survey of senior checking accounts. Researchers compared these accounts to basic, no-frills checking accounts. The results? Not so hot. “At some institutions, senior accounts are very similar to basic checking accounts and do not offer many additional benefits,” the report says. Some are actually worse: One institution charged seniors a monthly maintenance fee more than double that of its “basic” account, and had a $5,000 minimum balance — $1,500 more than the requirement for the basic account.

“Seniors with this type of account are paying a higher price to buy in to special features like earning interest and waivers of certain fees. For seniors who do not meet the minimum balance requirements to waive the higher monthly fee, it is unlikely these perks will cover the additional cost of the account,” the report warns.

(MORE: 10 Things You Should Be Buying Used)

Travel

On senior-centric site NextAvenue.org, blogger Caroline Mayer details her frustration trying to book both Amtrak and Southwest Airlines tickets. Amtrak offered her a senior fare of $62 for her trip, even though an advance-purchase ticket for the same itinerary was $49. Flying to Albuquerque on a “senior fare,” she found, was actually around $50 more than a regular, promotionally-priced (nonrefundable) ticket.

Online Shopping

Under its “member benefits” section, the website Grandparents.com touts “free sitewide shipping” on Reebok.com. That’s nice, but guess where else a shopper can get that perk? Reebok.com. A second deal offers free shipping on orders of over $50 at the website of don’t-call-it-a-girdle underwear brand Spanx. Plugging “Spanx coupon code” into Google, though, yields valid free shipping offers that don’t require a minimum purchase.

(MORE: 4 Reasons Not to Buy Clothes in August)

Dining

Even the AARP isn’t blameless. A current member promotion on the AARP’s website offers $25 Restaurant.com gift certificates for $4. That sounds like a good deal, but Restaurant.com’s own promotion to customers on its mailing list is $2 for that same $25 certificate.

Another AARP benefit is 20% off the bill at Denny’s. That’s not bad, but the fine print says it’s only valid from 4 p.m. until 10 p.m., so if you want one of the restaurant’s signature breakfast platters at breakfast, your AARP card won’t get you very far. You’ll have better luck looking online, where a quick Google search turns up coupon sites with valid 20% off coupons — with no age or time restrictions.

MORE: Why Seniors Don’t Deserve the Senior Discount

18 comments
famulla
famulla

The Federal Bureau of Investigation says that the North Korean government is responsible for the cyber-attack on Sony PicturesSNE, -2.65% 6758, -1.29% In a statement issued Friday, the FBI said it "now has enough information to conclude that the North Korean government is responsible for these actions." Sony was hit by a cyber-attack after being warned not to release the comedy "The Interview," which depicts a fictional assassination of North Korean leader Kim Jong Un. The release of the film was later canceled.

famulla
famulla

Like many Americans, when she is all grown up, she wants to be the President of US. This is no different from President Obama, but it happened when he was not fully grown up, like President Reagan, who went to become the President when he was all grown up.

famulla
famulla

President Putin did his best today to reassure Russians – and the markets – about the underlying stability of the tumbling rouble, while warning his countrymen of a tough two years ahead. For his Western critics he held out carrots as well as sticks, sounding a conciliatory note when he reiterated his calls for a diplomatic solution to the conflict in the east of Ukraine.

famulla
famulla

I pray and hope that the US electorate will not vote in a candidate based on race, gender or religion but whether they are capable of running a nation deeply in a crisis.

famulla
famulla

A world dependent on fossil fuels is inherently unstable! The middle east is a black hole. Will Iran, Saude Arabia go to all out war? What will happen to millions of middle east refugees? Will Russia grab more of Ukraine? Any of these situations could radically swing the availability of crude. I can see a scenario where the US population runs out and buys massive SUV's and pick up's, only to have the price of fuel go to $5.00 per gallon. Meanwhile, we continue to dump millions of tons of greenhouse gases into the biosphere and argue like flees over whose dog it is.

famulla
famulla

Suppose that you take sand and subject it to enormous pressure in giant presses in a huge factory. 


To get stones.  

Why, when there are lots of stones around, almost free?  
Don't ask, just act! 
Plus, climate was better(?!?) during the Stone Age, and making stones might just bring that golden age back. 

Similarly, the great entrepreneur Vinod Khosla built KiOR, a biofuel outfit he said would turn wood chips into hydrocarbons that could be poured straight into a refinery, pipeline or vehicle. 

Why, when you have fossil fuels? Well, don't ask, act!

famulla
famulla

OPEC MET THIS WEEK and decided not to cut the oil production quotas of its members. Petroleum prices took a hit. But don’t be deceived. OPEC’s impact on prices is grossly exaggerated. Speculators believed OPEC would magically pull a rabbit out of the hat. But OPEC doesn’t even have a hat, much less a rabbit.

OPEC controls little more than one-third of the global output of oil. Production is surging in the U.S., to the consternation of the Obama Administration, which hates all carbon sources of energy. Fracking has made ultra-cheap natural gas plentiful, which is an alternative in some uses of oil. Once we elect a new President, the process for obtaining licenses to build terminals for exporting natural gas will speed up, which, in turn, will spur more natural gas output. Moreover, Obama’s foot-dragging in issuing permits for oil and gas exploration on federal lands will also be reversed. All this will spell more output and more downward pressure on oil prices.

famulla
famulla

That garnered endorsements from several local Republican leaders in 2008, but many of them are now mum. Similarly, the U.S. Chamber of Commerce abandoned Landrieu after endorsing her six years ago, though the powerful lobby stopped short of backing Cassidy.


The senator has focused her television advertising on Cassidy's support for Republican budgets that would curtail Social Security and Medicare benefits. Yet exit polls still show she claimed 36% among voters age 65 and older, and 41% among voters age 45-64. Landrieu managed 50% among 18- to 29-year-olds, but that group accounted for only an estimated 12% of the electorate

famulla
famulla

What few unaffiliated voters are in play from election to election are mostly moderates and don't like these childish antics.

Let him speak, respect the office if not the man. Prop your eyes open when the camera's on you, what's so hard about that? Sure, Obama will take his jabs but let him joust with himself, it just looks pathetic.

I think the word is out, Obama is a petulant narcissist stewing because he hasn't gotten anything done since healthcare. The gall of America! Using a 250 year old process to block the New Hope from implementing what's best for us! Oh the legacy! Too bad for us!

famulla
famulla

This should lead to a virtuous cycle as there should be no more need for America to police the Persian gulf and station troops in Saudi Arabia.

The terrorists can go back to praying in mosques and thanking Allan for'driving out the infidels' (all it took was fracking technology), and then eventually should work towards:

= DHA, TSA, NSA, military-industrial complex shrunk or eliminated
= smaller government 
= lower taxes
= America regains economic clout
= Republicans and tinfoil hatters have to invent new bogeymen

famulla
famulla

US shale producers are letting the price of crude fall because they want the gov't to lift the ban on the export of crude. As soon as we do that they will raise the price of crude and screw over the American public by making huge profits selling OUR oil offshore. But, knowing your Congress, they will be bought by oil and we will get screwed once more. Remember, a year ago we were paying well over $4/gal. If you keep electing the same crooks year after year to Congress you will get taken. Its not a matter of my guy is great, but all of the others are bums. It is that they become crooks (if they aren't already) because they know they have a 97% chance to be re-elected. Then they can go to the bank, and take money out of your account.

famulla
famulla

A little lie does good At least i gives time to breathe When interest rates eventually move higher it will represent a seismic shift in U.S. monetary policy away from years of stimulus initiated in the wake of the 2008 financial crisis and toward a return to normalcy.

But before that happens the Federal Reserve has to figure out how to rid itself of a four-word phrase -- "for a considerable period" -- that has come under intense scrutiny in recent months and lies at the center of a much broader debate raging within the central bank.

famulla
famulla

Now the two parties are instinctively taking up their old positions. On the SPD side, two former chancellors, Helmut Schmidt and Gerhard Schröder, have expressed surprising sympathy for Mr Putin. Matthias Platzeck, a former leader of the SPD and state premier who now runs the German-Russian forum, a conference grouping, suggested that Russia’s “annexation of Crimea be retroactively recognised by international law, so that it be acceptable for all.” He has back-pedalled, but only partially. This prompted Horst Seehofer, the premier of Bavaria and leader of the CSU, the CDU’s sister party in the state, to warn that it would be “flammably dangerous” if Mr Steinmeier’s diplomacy conflicted with Mrs Merkel’s.

Mr Putin, who was a KGB officer in Dresden when the Berlin Wall fell, is aware of Germany’s internal fissures and seeks to exploit them. This month RT, a state-run television channel formerly called Russia Today, launched an online German version; it will add a German television channel next year. An editor at its video agency, Ruptly, has been talking up Russia on German talk shows. So did Mr Putin, in an interview for German television watched by 6m viewers. But his strategy may backfire: Russia’s blatant propaganda may drive some to back Mrs Merkel’s tougher line.

famulla
famulla

Let sanity reign, even if it can never cross the border into Germany. Junker has long spoken out against the unreasonable German block of fiscal policy appropriate to a depression. At least he is now in a position to mitigate the pain inflicted by Teutonic self-righteousness and schadenfreude

famulla
famulla

Britain's Home Office said that there could be up to 13,000 victims of slavery in the country, far more than previous estimates, media reported Saturday.


Modern slavery victims are said to include women forced into prostitution, "imprisoned" domestic staff and workers in fields, factories and fishing boats, BBC reported. 

The Home Office has launched a strategy to help tackle slavery. 

Firozali A.Mulla
Firozali A.Mulla

Why do politicians want the poverty, in the plenty? I thank you Firozali A.Mulla DBA

famulla
famulla

@timedotcom Hilarious that the FBI says these attacks were caused by lowly North Korea.  The FBI and the CIA are known as the most notorious LIARS to the American people regarding "terrorist attacks" such as 9/11, the Boston 'bombing', Iraqi weapons of mass distraction, al-Queda in Afghanistan, chemical weapons released by Assad (actually CIA funded rebels), and the shooting down of MH17 (actually done by US funded nazi Ukrainian puppet government). 


I agree with Ed Allen below - these alleged 'attacks' are distractions to accomplish true secret policy objectives, including war and domination of other countries funded by America and using the US military, bankruptcy of the US economic system, and reduction and then eliminations in privacy and freedoms of US citizens.