Tips Round-up! 104 Tidbits to Help You Save on Baby Goods, Buy a Foreclosure, End Destructive Behavior, and More

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Also, financial secrets that your millionaire next-door neighbor will never tell you—starting with the fact that he’s actually a millionaire.
4 Addictions That Destroy Your Dreams. They’re not the addictions you’re most familiar with—alcohol, drugs, gambling, and such. Instead, what’s discussed here are the roots of so many people’s issues—issues that are often the true causes of destructive personal behavior. Offered by Tom Ferry, author of Life! By Design, the addictions are:

1) The Addiction to opinions of other people. As a society, we’re addicted to what others think about us and how others’ views of the world affect us.

2) The Addiction to drama. Some people are drawn to and consumed by any event or situation that occupies their thoughts and fills their mind with negativity, which often brings attention to them in unproductive ways.

3) The Addiction to the past. These people have an unhealthy attachment to events or situations that have occurred in the past. They’re stuck in how things used to be.

4) The Addiction to worry. This addiction is comprised of all the negative and self-defeating thoughts that make us anxious, disturbed, upset and stressed, that hold us back in life.

8 Ways Parents Can Cut Their Shopping Budget. Including: Don’t buy too much while you’re pregnant—because at this stage you have no idea what you really need, and you’re so excited and clueless you’re apt to get convinced into buying all sorts of things that’ll prove unnecessary. (Unsure of what you can go without? Check out this list of the Most Useless Baby Products.) Also: Stay away from kid furniture—because it makes more financial sense in the long run to buy a few simple, sturdy, non-baby-ish items that won’t seem outdated when the kid is 8 years old, or 14 for that matter.

10 Myths About Buying Foreclosed Homes. On the one hand, the truth is that homes in foreclosure don’t necessarily sell at massive discounts. On the other, while some buyers think the only way to purchase of foreclosed property is pay in cash, that’s not the case. You can typically buy with a regular mortgage.

13 Ways to Combine Spring Cleaning with Memorial Day. Neat idea: You clean out your place and get rid of some extra stuff by donating it to one of the 13 non-profit organizations that support veterans listed here.

19 Things Your Millionaire Neighbor Won’t Tell You. Your neighbor sure as heck doesn’t look like a millionaire—but the fact that he spends so little on his appearance is one reason he has serious bank. Among the secrets to his fortune are:

1. He always spends less than he earns. In fact his mantra is, over the long run, you’re better off if you strive to be anonymously rich rather than deceptively poor.

4. He pays off his credit cards in full every month. He’s smart enough to understand that if he can’t afford to pay cash for something, then he can’t afford it.

13. Over time, he found out that hard work can often help make up for a lot of financial mistakes – and you will make financial mistakes.

50 Maintenance Steps to Save Money. Simple tips for maintaining a healthy body (eat less meat, stretch fully each morning), home (check all gutters for blockage and clean as needed), automobile (rotate your tires and replace the spark plugs regularly), and even your relationship (have regular conversations that go beyond small talk, write handwritten notes for every occasion, when you make a mistake, confess it instead of trying to hide it).

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