There’s no shortage of anecdotes about banks hitting their customers with odd fees. For example, many banks offer free checking accounts for customers who use direct deposit. One teacher says that her bank gives her fee-free checking during the months her salary is direct deposited—but because she gets paid only ten months of the year (she’s a teacher, remember), her bank charges her fees on the two months when there is no direct deposit.
Check out these and other bank account fee horror stories in a discussion at an ING Direct blog post.
A bank manager in Indiana also chimes in:
I gotta hand it to all of you who are “crying” about all the fees you are getting hit with. I am a bank manager and hear all of these stories daily regarding fees. The “woe is me” attitude does not land you any pity on my plate. Remember, from a bank’s perspective, we MUST act evenly to people regarding fees. I can’t waive a fee for you and then decline another for the same reason.