It’s morning in Buffalo

Yeah, I know, it’s morning in the rest of America—and in the rest of the Americas—too. But I’m in Buffalo. And this is what I saw when I went out for a morning walk around 7:30:

I also saw this:

and this:

and here’s my hotel, the Mansion on Delaware Avenue:

I’m here to give a speech to the CFA Society of Buffalo. It’s not quite ready yet. Back to work on that, I guess.