Employer-Sponsored Health Insurance: Thanks, But No Thanks

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There are times when you should turn down the insurance plans offered by your company.

A post at WiseBread lists three such scenarios. Here’s one quick tip: Vision and dental plans rarely save you money.

Be aware, however, that there are plenty of risks (financial and otherwise) you take on by skipping your employer’s insurance plans and going it alone. This Chicago Tribune story should serve as a warning.

Read more: A Dozen Disturbing Health Care Statistics