A Fortune story gives hope to those yearning to one day retire in peace and comfort. Apparently, it’s still possible. Saving—saving A LOT—helps your cause. One interesting fact: Much has been made about the fact that people are actually saving nowadays. The savings rate is now at about 4 percent, compared to zilch in the not-so-distant past. Still, we’ve got a long way to go. In 1984, the savings rate was 11 percent.